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ia i

ia i aiaa

2007 a.

a

1. Aiaa aai 3

1.1. a 3

1.2. Aa 5

1.3. 6

2. I7

2.1. i I7

2.2. aa ia a 8

2.3. ia a10

3. 11

3.1. a a a 11

3.2. A ai 12

3.3. i ia a 12

4. RINGS13

5. BGPAY13

6. EPAY.BG15

ia a:18


1.     Aiaa aai

1.1.  a

a i VISA or MasterCard iaia a i a i a aa a i aii i iai a i iaa a; iaia a a aa a i a a aa . , ii a iaai i American Express a a i a a aa. aa iaia a a i a a a i iai a i, iaia a a a aa i, ii a i iaa ai ai aaa .

aa iaia a a i i i i aai, a a aia a, ii a i- aa a ai, i iiaa ia a ai i i aa ai.

-aaa ia a MasterCard Eurocard-MasterCard VISA card.

i MasterCard Eurocard-MasterCard a a , ii a a a a. a a a ia (Mass) - ai a iiai a. a (Business) a ai i -a a aii a a a a aiaaa ia iiaai a aa. (Gold) a ai iaa ia aa iai iaa a. a a i a a aa i a.

a Visa a i a. a Visa (Visa Classic), ii a a i , aiaa Visa International. a Visa Classic a aaaa ia iaa i aaaa a. a Visa (Visa Business) a aa ai aa aa ia a i a a ii, ia aa . Visa (Visa Gold) a a ia iii, aiaa i-aia aa , iiaai 5000 USD.

Visa Electron a aaia ia i aaa a ia i I a, ii a ai i i aaia i a ia iai i ai a. a Visa Electron ia a a a a ia i a , a a ia i a i-iiai a.

A a aiaa ia i ia a ia a a i- a a i- i aaia a (). aaa a a , iia aa a ia i, i a ia a ia i, I a (ia, ai, a), a (a) a iaa aai ai.

ai iia American Express aa aii aia a ia aa a aa a a a. aa a i a ai ai, ii a aaai aaa a . , aaa i aia ai, a iaa a iaaa aai aaa ia ai.

1.2. Aa

Aa a ia a , a i a , ii a aii aa ai aa i ai a (i), i a a aai a aa i iaa a i a aiaa, i aa a iaa it a.

Aaa -aa ia , ii a ia a ai i a aai iaa a, i i a aai -i, aai a a a a aa a i i i ( aia aia ia - a a i a ia).

-iaa a Maestro Visa. Aa Maestro a a i -ii aa a a a ai. Aa iaa, i ii a ia a a , iai ai iaa. a a i aaia ai a a. ia a -aa a i i , aa a . ia i iaai . A a aaa a a ia , i i iaa a (ia) ia a a Maestro, a aa a ai aa a . aia Maestro a a a i I a a aa, ii a iaa Maestro. iaa a Maestro i ai a a aaaa i.

Aa Visa Electron ia a ia a a iaaa i 730 000 i a 24 i ai, ia, a . VISA a -ia ia , -aa a a aa.

I a a ii ai i , ai a a aa. Aa iaa a i POS iai aa a aaaa aia aia ia PIN i, a ii a ii. a a i, a a ii a i , ai a ii ia a iii iaa. I a a iaaa a Visa or MasterCard. a a a aa a a a i i 48/72 .

1.3.

a a a aaa iiai, ii ia ia i a it. ia a aa i a a, iaa i i , i iaaa a a aa.

aa aaai a iaa i aa a a. ia ia a a a/i a. Aa a, ii ia iaaii a, ia, a ia i, a i i. A a a aa a i a iaa aaiaa aa. a iia aaa i ai. ia a iai aaa, iai a aa i aa aaa a , iai a ia a iaii. aia ia i ai a aa aa. aaa a, a ii i. i a i ii 70-a ai, iai ia i aai a i . I iaa a a a i 1 i a a ai.

aa a:

1.   i a - aa a a iaai i a.

2.   i- i - i ai a a i- a, aaiia i aiaa aai aai ii a aii .

3.   ii - a aa i- i a, ii i- aii ii a. aa a aia aiia, a a ii a i iaii, aai a ia a aai, iai iai iaa .

4.   i-ai a - a ia a i-ai ia . ia ia i-ii iaa - a/a, a a i, ii ..

5.   Aaai - ia a a i aa i I a, i a aa, i a aai, a aaai , i aai.

2. I

ia ia iaa (I) a a a 1993 a. i aii aai a i () aaa .

i ia ia iai I ia 28 a , a a , ii a ia a , i ai , aa a a ai a a (ata iaa i MasterCard, Visa, American Express JCB), a i a , ai aa a aaii ia , aa aa aiaa , a ia ia, aa aa a a i , iaaa a aia ia a MasterCard, Visa, American Express, aa a i I a ia iai a iai ia a.

I a ia ia (Member Service Provider /MSP/) MasterCard Europe i a ia 12 a aa ai iaa i MaserCard. a ia iai (Processor Company) Visa International i a ia 6 a aa ai iaa i Visa.

I ia aii a SEPS aa ia iai BANKSYS S.A. , i a aiia PROTON PRISMA Proton World aa .

I ai i 36 aiia iai aa i i a i aa a, a ia i, ata TANDEM, IBM mainframes, i a ia ia a.

i ai I, iaa iaai iai ia a, ata i i aaa ia i a EMV, iaai a a a aa (ia Balcard), i aiia ia, ia i I a ia a aa ia .

2.2. aa ia a

ai . 5 a 3 aa i a a, I a a iaa i ia ia ai , . a. a a ia a ia .

i aaa i a a I iaa aaai aa aia iaai a a a a aa a ai aaa RINGS , i a i a aia i iia ia i i aaai iaaa a ia a RINGS a aa iaa a i aaa iai iia aa a a.

I a aa MasterCard Europe (EPS-NET), Visa International (VISANET) American Express, aiaa iai a 1996 a. aii a aa a i i a i a i a i I a, a I, a ia i a ia.

I a a a ePay.bg aa a, ia i A, iai iaia a ia a iaaa i 20 i a a aa, a aai, i, i, i aai ia, Ai ii, a aa i aai i ii, Prima ia b-connect Ai aa Mtel.Card i i aa a ai ia Ai i 400 i a .

aia ia ia ia, iai ia , a i a , aa ia i I a, ia i a , aa a ia aa a a i . A ai i iaa aiaiia ia i aii aaa i a ia a a, ai:

- aa a aa a , ii a ia

- aa a aa a , ii i iai i a aiaa, ai a I a, aa ia ia.

1.            iia i ia aa aiaa , iaaa iaa ia, a aa a . ia a a a a aa a ai Aaa (RINGS). a a a I, aaa i ai i a iaa i ia ia ai i a a, iai iiaa a aai iai a . 5 a 3 aa . I, i i , iai aaaa , ii a . a ii. ai i aa a iaa, aI iaaa ai i a aa i a aia i ia ai ia , a i a , i ia i iia i aaai iaaa a ia a RINGS a aa iaa a i aaa i a iai iia aa a a a a. aii i, a i aa i aa aa a a . ai i, iaaa iaa ai i-iai ia aaai aa a RINGS ai ia , a i a i iaiai a a ai ia ia, i iia i a aia a ia a aa a RINGS.


i aii i aiia , I a iaa i aai a iaaaa. ia iii a, , ai a aaiaa aa iiaa -aa aaa a i iaa . i i ia i iaaa aa i a, ata 24 ia aa, ia i i Aa a i a a ia (i), a ia a, iaia ai, a aaa A a a aa. ai a a a aa aa a aia aia ia () aa a, aaa i ai i aa aaa i, ii a aia i , , ai . I aa a a, a a ia, ii iaa aa a i ai-a , a aaaa i i a iaaii ai iai - i I a, i I a a a aaaai , i a aaa aiia aa. i aaia i, i aaia i a a i , a a aaa i iaa ai-a . i i aia aa a iaa i ia i. i ia a a iaa, i a i aaa aia iii aai ai , a a , a ii i ia ai i a iaa, ii a aia i aaia . a ai ia a iii i a :

-                 i a a a a a a a ia i, atai a , i;

-                 i a a a ai i i;

-                 i ia a ia i ai aaa i aa i iai aa, aai i ia aii i aai. a, a a , aaa iiaai ia a a, ia, a iai a ia i, a a aia ia ia ia (a 1234, 9876), ia , ia aai, a aii ;

-                 a a a a i, atai a i aaai a;

-                 a a a ia i i, ii a t ia, i a a a I a. Ai, i a aii, a a a i ia a aii iai I a;

-                 ia a a a aa aaa ai , a i t ia a;

-                 ia i ai a ai i. i ia a ai , a ai i a i i i, i a aai aai ai I, i i i ia , ai A. a a a ia.

3.

3.1. a a a

a a i iiaa a a a a, ii ai aai iaaaa a . 4 a N3 aa i a a. ai iia a a a iaa aia a , aa a iaaa ia, i a a /a a a, ii aia a iaia a i iaa iaa aaa aa aiaa / a aia ai . a iaa aia a a ii iia . ai i, a iia aia a i aaaa a . 8, . 1, a a i a 3. iaaa aa aiaa , ii a aa a a a aa a ai aaa RINGS a , a iai iaaa ia i a a RINGS. aa aa a a a a iaii aa a i a . iaia i a i aa i aa. aai i iaa a i a a ia i:

1. a i aaiia ;

2. a , i i;

3. ii ia.

3.2. A ai

A aiaiia a i iaaa a, ii a a i aa. iaaa i a i a ia iaaaa ia aa aiaa , ii ia aa: a a iaia aa i (aai ia aia) i a ia i 24 a 7 a a. a ia ia aa aiaa a aa i a ia RINGS, .a. a a a, i a a. I a , aaaai iaa aa i aa a aa aaa a iaa i iaiai a aa. aai i, iaai i i aaiiaa i a ia i a i ai aaa i a a.

3.3. i ia a

a a iaii aiia i i a, a a , i i a i a a, a i aa A a iaaa a a a aaii . a i ia i iaa i ia, a ii aiaa , atai iiaaa iaa aiiii aaa aia . ai i i i, a a a ia a i a a, . a ai ta ().


4. RINGS

Aaaai i a a a aa a ai aaa (RINGS) ia a aiaa a aa aaa ia aiia i, a aiaaaai aaai taa aaa ai, aaa iai aa i a aa, aaa aiaa a a iia a, ai ia ta, taa a a a, aa ii a a - , iai a ia i RINGS a i aa ia i aa iai aa a i. i taa ia iaiia i aa, ai a iaa i RINGS aa iai aaaai ia a ai aa aa i/ i aa a i a a.

Ai ia aia, aia ia ii a, ii a a ia i a i a a. i ii a i aiaa a a, aa i a a a ai aaa a a.

A ia aia a aa a RingsGate. ia a a a - Oracle iaa, ia ai a, iaa aaa ii a SWIFT a, aa aaa iia a, RINGS a iai.

5.     BGPAY

BGPAY (www.bgpay.com) a aaa ia IBM a, aa, a IIA, I DIR.bg. a i aa I a i aa a a a a, a tia i i ia a aai a i i a I.

BGPAY a iiaa a iii SET (Secure Electronic Transaction), ia i IBM, VISA, MASTERCARD a i- i. ia iaa ii aaai, iai aa aaia i ai ia i aa ia - aa a aa i-a ia a a ia a.

i a a a a a iaai a i, i a aa . i i aa aiii aaaa a, ii a a ai a .

a ii :

n    , a / ia aia

n    ia, ii ia a a

n    ia/aia

n    aiaa

ia aaai I a a BGPAY. i ia ia a ia i aa A, i aaia iia a i a t a a a BGPAY a aaa a. a t a aa iia , ai a iaa a i aa iaaa aa iaaa aiaa.

ia BGPAY, iaa a ai i a a , a a a, t iaiai a, a aa a a a BGPAY. a aiaia ia a, aa i iiaaaa i i aai ia i. i aaa a ia - ia, ia i, , a .., ii a i ai i aiaa, a . a a iiaaa a aaia a ai a aai ai - iiaaa a ai a iaa aiaa. a a a i ia i , ii a a i ia ia (aa). aaa a a a a aaiii iia iaa. ia a i iaa, iai ia a aa i www.bgpay.com. A ai iia a aii a aa iaai a/ a iaa. ii aa a aa i ia iaa.

aiaa i ia a ai a, ii, a a ai, a a aaa. i i .. aa a, ii a aaia a, iia ia iaa i iaa a t.

aaai a i a ia iii SET, ii ii aa i a a a a.

6.     EPAY.BG

ePay.bg a i i ia iai I A iiai ii iaa a aii aa iai. ia a aaa iai i a a a aa. iaa aii aia a ia , i ia a aia a ia , iaa aa a aia.

A a ePay.bg ia a a iaaa a I. i i iai a a a aa i ePay.bg, a aia aa i ai iaa.

aa a aa, iaa a aa a , ia i I a i , a a a ePay.bg. a i a a i , ia a aa a iai aaa a aa.

aiaa i ai i a a a , ii a t iaiai a a I a. ePay.bg iaia aia a ia .. aa I, ii ai i aaa iaa .

ai aa a ePay.bg aiaa ia ia ai iiaa, ii a iii aa I ia. a a aii i iaai aaa a aa ii aaa i, i ia a I, iaaa . a i i i iaaa i, aa ia i a a a ia, a ii iaaa ia ia . ia iaa a , aiaa . a a ai, ii a i aaa i, a a ai a a aiaaa. I aa i a a aaa iaai a i, iai iaia i , ii ia i iaaa i a I. Aai a a a ai a iaaii a i. a ePay.bg a i aa aiaa a iaaa a ia i i a aia a i aa. a a a a ia a a , i iaaa a i a aa.

aiaa a a ia a aia front backend a a iaaa ePay.bg. A aia a a :

n    iaa Web , ii aiaa i, iaaa a, ai a a;

n    Web , ii a i i a. Iaai i a a a ai iaa. ia aii a a a aaa aa, iiai i iai Web a ia iaa i;

n    iaa Web a a, iai aa, i a , ai, i i a, a aii aiaa a aaa a-a.

ai aiaa a iiaa a a ai a a a i ai a a aai. ia a ii a ai tiaa, ai a aia DES, BLOWFISH, ELGAMAL MD5. a aiaa a ia t a, ia ia ia i i, ai . a aia ia iaiaai ia t aiaa a ia i a ia.

i i ia a ia IP a aiaa, ii a a a a. a ai a aiaa, i i ia iaa Web a. a a ia aa a iaa, i aaai i, ii i i i a aa, a aa a a IP aa aiaa. ai ia, a ai, a iiaa iii SSL. i iaa a ai a ia aiaa Web a ePay.bg, i ai aiiaai iaaa . iai ia a a aiaa a iaa I, a a a a aa a, a i iaaa i ia. ia a ia, i a , a aaiai iaa aaia i a, iaia ia aaa , ii a i iaa. iaaai a i a a a ePay.bg aiai iaai a i iaa aa , i ii ia ai. a aai ia a, a I i ia , I-, ii a a a ai, . aiaa a aaia, a a aia ia a a a aai. aa a a aai ai, I iaa i aiaa aaaa a . iaaai ia i a aaa ia, i ia a i.

ePay.bg aia aiaa aii a ia ia, aa a a. Aii ai a a i iaa iaaa a - aaiaa, aiiaa, aai ..


ia a:

1.      iai ai, ia a

2.      www.bnb.bg

3.      www.ePay.bg

4.      www.borika.bg

5.      www.im.cablebg.net

6.      www.banks.dir.bg








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